Our team

David Galea

David Galea

B.Com (Hons) C.P.A. M.B.A. (Warwick)

Chief Executive Officer

David Galea, founder of BEAT Limited, is an Innovative Digital Transformation Advisor with over twenty years international advisory experience. He has led a number of high profile projects, including the roll out of 4G with one of the major telecom players in the UK, together with various digitalisation strategy and implementation programmes in the financial services, energy, and manufacturing sectors.

David has been particularly active in assisting innovative technology start-ups in developing new business models and monetisation strategies, using blockchain as an underlying technology to disrupt existing industries. He has also been assisting start-ups through the issuing ICOs, as well as by accessing Angel Financing, Venture Capital Financing and EU funding through Horizon 2020. Moreover, he is supporting various established players in developing an appropriate technology roadmap, with a view to leveraging and exploiting the benefits of blockchain, IoT and AI within their own business model.

Joseph Micallef

Joseph Micallef

B.Elec.Eng.(Hons.), Eur. Ing., C.Eng., MIET

Chief Operations Officer

An engineer by profession, Joseph’s work has focused primarily on guiding organisations along the road to operational effectiveness, value-adding activities, and customer-centric, high-quality performance, through business excellence processes. Throughout his career, where he occupied senior management roles in Research and Development, Quality Management, and Health and Safety, he was involved in a broad spectrum of industrial processes, later going on to applying his skills in the services sectors. As a consultant, Joe has successfully undertaken a very broad portfolio of projects, both locally and overseas. Today, much of his work is dedicated to the lean digital transformation of organisations.

Joseph is also a Lean Six Sigma Black Belt and an IoT leader, with a strong background in providing coaching or mentoring services. He has been a regular speaker and facilitator at a number of training seminars, workshops and conferences, particularly in the Gulf and the Middle East.

Daniela Bonnici Ciantar

Daniela Bonnici Ciantar

B.Acc (Hons), Dip.Tax, C.P.A., M.I.A., A.D.I.T

Finance and Tax Manager

An accountant by profession, Daniela commenced her career within the tax and legal department of a Big Four company. She later went on to specialise in corporate taxation and private clients. Her core competences include tax planning and restructuring assignments for local and international groups of companies.

Daniela has developed particular expertise in the migration sector, having participated in various conferences on citizenship by investment, and residency programmes, for both Malta and Cyprus. Her extensive knowledge of legal developments in Malta as regards fintech and blockchain has led to her involvement in various fintech and blockchain assignments in Malta and overseas. Daniela is a member of The Institute of Financial Services Practitioners and the Investment Migration Council (IMC).

Kurt Rizzo

Kurt Rizzo

B.Com (Hons), MSc Strategic Management & Marketing

Senior Analyst

Kurt Rizzo is a senior analyst with over 5 years of experience in management and analysis working in companies such as BEAT Limited, Malta Enterprise, JobsPlus, and the Ministry for the Economy, Investment and Small Business. Kurt was involved in various projects that involve advisory, project re-engineering and streamlining, business analytics and research in various sectors including utilities, banking, Government agencies, manufacturing, and disruptive technologies.

Kurt is currently helping BEAT Limited in projects that involve process re-engineering and business analysis in the fintech, gaming, entertainment, communications, media, and technology industries. These projects involve the leverage and exploitation of business models that use Blockchain, Artificial Intelligence, and IoT.

As regards Kurt’s academic background, he has read for a Bachelor’s Degree (with honours) in Marketing at the University of Malta. He also possesses a Master of Science Degree in Strategic Management and Marketing from the University of Malta.

Nicole Agius

Nicole Agius


Finance trainee

Nicole is a finance trainee supporting BEAT’s Corporate and Capital services.

Nicole has previously worked in the accounts department in both the gaming and entertainment sectors.

In order to fulfil her role within BEAT Limited, Nicole is currently reading for a Masters in Accountancy at the University of Malta.

Joslyn Baldacchino

Joslyn Baldacchino

LL.B (Hons)

Legal trainee

Joslyn Baldacchino is a legal trainee supporting BEAT’s Corporate and Capital services.

Prior to joining BEAT, she has worked in different financial services firms acquiring knowledge in anti-money laundering, risk assessment, fund administration and GDPR. She has also attended numerous court sittings and advocate-client meetings; as well as drafted various litigious documents from 2016 till 2018 when she regularly attended at a local advocate’s legal practice.

Joslyn holds a Bachelor of Laws Degree (LL.B. Hons.) from the University of Malta. She is currently reading for the Master of Advocacy Degree (LL.M.) from the University of Malta and working towards acquiring her warrant to practice law by 2020.